Your First Step

Open an Investment Management account.

WE MANAGE YOUR INVESTMENTS: The account type you choose determines how your returns are taxed and what we can do for you. It can’t be changed later, but you can open more than one.

Individual

Standard brokerage account in your name. No contribution limits.

Open →

Joint

Shared account for two account holders. Both owners have full access.

Open →

Minor

UGMA

Invest on behalf of a minor. Assets transfer to them at adulthood.

Open →

Custodial Roth IRA

Roth IRA for a minor with earned income. Managed by a parent or guardian.

Open →

Traditional IRA

Pre-tax contributions. Pay taxes on withdrawal in retirement.

Open →

Roth IRA

After-tax contributions. Qualified withdrawals are tax-free.

Open →

Rollover IRA

Roll over funds from a former employer’s 401(k) or 403(b).

Open →

Transfer

Transfer a Taxable Account

Move an existing brokerage account to CleverAlpha. In-kind or liquidated.

Start →

Transfer

Transfer an IRA

Move an existing IRA from another institution to CleverAlpha. Tax-free transfer.

Start →

Trust

Revocable or irrevocable trust accounts. Requires trust documentation.

Retirement Plan

SEP IRA

Simplified Employee Pension for self-employed individuals or small businesses.

Business Entity

LLC, C-corp, S-corp, partnership, or sole proprietorship. Requires EIN and formation documents.

Already at Schwab? LPOA setup is currently handled directly by our advisory operations team.