Trump Accounts
Jumpstarting
the American Dream
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setting up an account and claiming your child's government funded $1,000 seed investment is simple, fast and secure
The Michael and Susan Dell Foundation has pledged a historic $6.25 billion charitable gift to supercharge the next generation of American savers. While every child born after 2025 receives a universal Treasury seed, this private initiative ensures that "gap" children - those age 10 and under born before 2025 - aren't left behind.
By targeting areas with median incomes under $150,000, the Dell Gift provides a $250 contribution to eligible Trump Accounts.
Use the checker to see if your ZIP code qualifies to turn this seed into a lifelong foundation for wealth.
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Fill out IRS Form 4547 electing to open a Trump Account for your eligible child.
Starting May 2026, a Treasury approved trustee will receive your funds where you will need to complete identity verification to activate your account.
Your child's money will be invested on July 5, 2026, into eligible low fee Mutual Funds or ETFs.
Sit back and watch your child's account grow, and contribute anytime (or not) - up to $5,000 per year.
The more you contribute - the more it grows.
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See for yourself
Estimates are for illustration only, and are based on an account opening at birth with $1,000 opening deposit and are derived from historical S&P 500 averages gross of any fees, commissions or taxes. Actual results may differ and are not guaranteed. - https://trumpaccounts.gov/
"This is a pro-family initiative that will help millions of Americans harness the strength of our economy to lift up the next generation. And they'll really be getting a big jump on life.”
Donald J. Trump
45 & 47 President of the United States
$1,000 for every child born between January 1, 2025 and December 31, 2028, but accounts are available for any child under 18.
The account is fully in your child’s name, and you are the sole custodian until they turn 18 and the account becomes theirs.
You don't have to make any contributions, but you can deposit up to $5,000 per year to maximize tax free growth.
Five Ways to Grow a Trump Account
During the growth phase, your Trump Account can receive contributions from five sources:
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Starter Bonus: A $1,000 pilot program contribution from the government for eligible children
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Public Support: Qualified contributions from states, federal or tribal governments, Washington D.C., or approved nonprofits
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Employer Boost: Tax-free employer contributions (up to $2,500)
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Smart Transfers: Qualified rollovers from other eligible accounts
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Personal Additions: Contributions from the beneficiary, parents or anyone else who wants to help grow the account
